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Today's Rates

Last update: August 17, 2010 04:57 PM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
fico score 660+ owner occupied
4.250 1.625 4.462
4.375 1.250 4.555
4.500 0.500 4.616
4.750 -0.125 4.813
5.000 -0.375 5.042
15 yr fixed conforming
3.750 1.625 4.119
3.875 1.125 4.169
4.000 0.625 4.219
4.125 0.125 4.270
4.375 -0.125 4.483
3/1 ARM
3.750 2.000 3.627
3.875 1.750 3.635
4.000 1.375 3.632
4.250 1.250 3.679
30/5 yr fixed or 5/1 ARM
3.875 2.000 3.733
4.125 1.750 3.804
30/7 yr fixed or 7/1 ARM
4.125 2.000 3.924
4.375 1.500 4.004
10/1 ARM
4.125 2.000 4.050
1 year ARM
1.500 1.500 3.340
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
4.625 2.000 4.838
4.750 1.500 4.919
4.875 1.125 5.012
5.000 1.000 5.127
5.125 0.375 5.197
15 yr fixed jumbo
4.250 2.000 4.617
4.375 1.500 4.667
4.500 1.250 4.754
4.625 0.750 4.803
4.750 0.625 4.910
3/1 jumbo ARM
4.250 2.000 3.706
4.375 1.750 3.714
4.500 1.500 3.722
4.625 1.375 3.740
4.750 1.250 3.759
5/1 jumbo ARM
4.250 2.000 3.834
4.375 1.625 3.848
4.500 1.375 3.873
4.625 1.125 3.898
4.750 0.875 3.923
7/1 jumbo ARM
4.250 2.000 3.948
10/1 jumbo ARM
5.500 2.000 4.922
5.625 1.569 4.967
5.750 1.131 5.010
5.875 0.694 5.054
6.000 0.256 5.098
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
7/1 ARM Interest-Only
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
7/1 ARM jumbo Interest-Only
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.