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Today's Rates

Last update: January 11, 2012 02:54 PM PST

Conforming | Jumbo | Interest-Only Conforming | Interest-Only Jumbo

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
30 yr fixed conforming
fico score 660+ owner occupied 		3.875 1.625 4.082
4.000 1.250 4.176
4.125 0.500 4.238
4.375 -0.125 4.436
4.625 -0.375 4.666
15 yr fixed conforming
 3.250 1.625 3.614
3.375 1.125 3.665
3.500 0.625 3.716
3.625 0.125 3.768
3.875 -0.125 3.982
3/1 ARM
 3.375 2.000 3.399
3.500 1.750 3.407
3.625 1.375 3.404
3.875 1.250 3.451
30/5 yr fixed or 5/1 ARM
 3.500 2.000 3.479
3.750 1.750 3.548
30/7 yr fixed or 7/1 ARM
 3.750 2.000 3.644
4.000 1.500 3.723
10/1 ARM
 3.875 2.000 3.820
1 year ARM
 1.500 1.500 3.173
6 Month ARM
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
30 yr fixed jumbo
 3.875 2.000 4.078
4.000 1.500 4.162
4.125 1.125 4.256
4.250 1.000 4.371
4.375 0.375 4.443
15 yr fixed jumbo
 3.375 2.000 3.733
3.500 1.500 3.785
3.625 1.250 3.873
3.750 0.750 3.924
3.875 0.625 4.031
3/1 jumbo ARM
 3.500 2.000 3.392
3.625 1.750 3.400
3.750 1.500 3.408
3.875 1.375 3.426
4.000 1.250 3.444
5/1 jumbo ARM
 3.750 2.000 3.533
3.875 1.625 3.547
4.000 1.375 3.571
4.125 1.125 3.596
4.250 0.875 3.620
7/1 jumbo ARM
 3.875 2.000 3.669
10/1 jumbo ARM
 4.375 2.000 4.105
4.500 1.569 4.148
4.625 1.131 4.191
4.750 0.694 4.234
4.875 0.256 4.277
1 year ARM
6 Month ARM
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program Rates Points APR
5/1 ARM Interest-Only
7/1 ARM Interest-Only
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Interest-Only Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program Rates Points APR
5/1 ARM jumbo Interest-Only
7/1 ARM jumbo Interest-Only
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.